Sunninghill, Johannesburg: CREDIT RISK CONSULTANT

Hiring Company:Cora O'Neil Recruitment Agency
City / Town:Johannesburg
Location:Gauteng
Job type:Full-Time
Published:

Website Cora O'Neil Recruitment Agency

Sunninghill, Johannesburg: CREDIT RISK CONSULTANT

Job Purpose: Minimise customer risk by gathering and analysing all relevant financial information to identify possible risks to the customer and suggesting mitigating actions accordingly

Minimum Requirements:

-Fully bilingual with excellent English proficiency

-Matric / Grade 12

-Financial Diploma or Degree

-3 to 5 years relevant Credit Management experience in business exposed to all financial facets and risks associated with trading

-Experience at a Managerial level advantageous

-Experience dealing with Credit Insurers will be an advantage

-Ability to identity all possible clients of company’s core products and strategic partners to understand the wider impact of actions taken within the business.

-Must have a good understanding of all cost implications and benefits of all company services and strategic partners.

-Ability to do basic sales presentation to clients utilising knowledge regarding products and services.

-Ability to assess / interpret on site with the debtor present and make decisions on site whether satisfied with risk or clarify any items in financial statements about uncertainty (clarify on site)

-Must understand claim payout process and time frames for the claim to be paid and be able to calculate payout amount.

-Must have good understanding of AFS and able to do assessment on basic level to advise on risk profile and highlight related strengths and weaknesses.

-Professional and well presented

-Analytical, resilient and tenacious

-Detail orientated with strong problem solving skills

-Good conflict handling and excellent communication skills

-Ability to work under pressure in a very busy environment

-Demonstrate integrity, accountability and commitment

-Computer literate is MS Office

-Valid driver’s license and own reliable vehicle (Must be willing to travel to Nelspruit a couple of times per month)

-Stable employment record

-Contactable References

-To start as soon as possible

Duties:

-Visit debtors to determine risk

-Visit stakeholders to ensure business continuity and up to date information regarding status: Debtors, Collection of debt, debtor visits, Attorneys, marketing meetings, strategic partner meetings, security negotiation, meetings with insurers.

-Identify actual and potential major issues during meetings regarding risk and report to Senior Credit Risk Manager.

-Determine intervention required in conjunction with Senior Credit Risk Manager.

-Report on matters being handled both inhouse and via Attorneys, liquidators, Business Rescue Practitioners etc.

-Manage Operations

-Assist with the recommendation for pre-legal action and credit insurance claims

-Identify potential new clients for all company products and strategic partners and request assistance to convert, if necessary

-Service clients and clearly identify risk issues in all spectrums of company’s service offering including strategic partners.

-Management of all aspects of the client’s account and monitoring of the account to ensure quality of service provided.

-Basic sales presentation to clients utilising knowledge regarding products and services.

-Obtain Annual Financial Statements / Management Accounts

-Assess / interpret on site with debtor present and make decision whether satisfied with risk or clarify any items in financial statements about uncertainty (clarify on site)

-Monitor impact on insurance policies

-Policy Management and Claims Processing

-Manage and report on debt recovery files

-Pre-Legal and Legal functions

-Business Rescue / Liquidations

-Produce monthly and ad hoc reports for clients.

-Assist with on the job training of Debt Recovery Specialists (DRS) and Credit Risk Assistants (CRA) as and when required to optimise the team.

-Marketing of company’s services

-Utilise M-Files for all operational duties

-Organising and Planning

-Do assessment on basic level to advise on risk profile and highlight related strengths and weaknesses.

Salary: R 30 000 – R 45 000 gross maximum (Depending on Credit Risk experience)

Benefits after successful completion of Probation Period: Medical Aid, Group Life

E-mail detailed CV in Word or PDF (not as a link) to [email protected] and indicate Reference CR1827 and your salary expectation. (Also forward a recent photograph and any Reference letters you might have from previous employers)
APPLICATIONS NOT MEETING ALL REQUIREMENTS WILL BE DELETED.

 

To apply for this job email your details to oneilc@telkomsa.net

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