Sunninghill, Johannesburg: CREDIT RISK CONSULTANT

Hiring Company:Cora O'Neil Recruitment Agency
City / Town:Johannesburg
Job type:Full-Time

Website Cora O'Neil Recruitment Agency

Sunninghill, Johannesburg: CREDIT RISK CONSULTANT

Job Purpose: Minimise customer risk by gathering and analysing all relevant financial information to identify possible risks to the customer and suggesting mitigating actions accordingly

Minimum Requirements:

-Fully bilingual with excellent English proficiency

-Matric / Grade 12

-Financial Diploma or Degree

-3 to 5 years relevant Credit Management experience in business exposed to all financial facets and risks associated with trading

-Experience at a Managerial level advantageous

-Experience dealing with Credit Insurers will be an advantage

-Ability to identity all possible clients of company’s core products and strategic partners to understand the wider impact of actions taken within the business.

-Must have a good understanding of all cost implications and benefits of all company services and strategic partners.

-Ability to do basic sales presentation to clients utilising knowledge regarding products and services.

-Ability to assess / interpret on site with the debtor present and make decisions on site whether satisfied with risk or clarify any items in financial statements about uncertainty (clarify on site)

-Must understand claim payout process and time frames for the claim to be paid and be able to calculate payout amount.

-Must have good understanding of AFS and able to do assessment on basic level to advise on risk profile and highlight related strengths and weaknesses.

-Professional and well presented

-Analytical, resilient and tenacious

-Detail orientated with strong problem solving skills

-Good conflict handling and excellent communication skills

-Ability to work under pressure in a very busy environment

-Demonstrate integrity, accountability and commitment

-Computer literate is MS Office

-Valid driver’s license and own reliable vehicle (Must be willing to travel to Nelspruit a couple of times per month)

-Stable employment record

-Contactable References

-To start as soon as possible


-Visit debtors to determine risk

-Visit stakeholders to ensure business continuity and up to date information regarding status: Debtors, Collection of debt, debtor visits, Attorneys, marketing meetings, strategic partner meetings, security negotiation, meetings with insurers.

-Identify actual and potential major issues during meetings regarding risk and report to Senior Credit Risk Manager.

-Determine intervention required in conjunction with Senior Credit Risk Manager.

-Report on matters being handled both inhouse and via Attorneys, liquidators, Business Rescue Practitioners etc.

-Manage Operations

-Assist with the recommendation for pre-legal action and credit insurance claims

-Identify potential new clients for all company products and strategic partners and request assistance to convert, if necessary

-Service clients and clearly identify risk issues in all spectrums of company’s service offering including strategic partners.

-Management of all aspects of the client’s account and monitoring of the account to ensure quality of service provided.

-Basic sales presentation to clients utilising knowledge regarding products and services.

-Obtain Annual Financial Statements / Management Accounts

-Assess / interpret on site with debtor present and make decision whether satisfied with risk or clarify any items in financial statements about uncertainty (clarify on site)

-Monitor impact on insurance policies

-Policy Management and Claims Processing

-Manage and report on debt recovery files

-Pre-Legal and Legal functions

-Business Rescue / Liquidations

-Produce monthly and ad hoc reports for clients.

-Assist with on the job training of Debt Recovery Specialists (DRS) and Credit Risk Assistants (CRA) as and when required to optimise the team.

-Marketing of company’s services

-Utilise M-Files for all operational duties

-Organising and Planning

-Do assessment on basic level to advise on risk profile and highlight related strengths and weaknesses.

Salary: R 30 000 – R 45 000 gross maximum (Depending on Credit Risk experience)

Benefits after successful completion of Probation Period: Medical Aid, Group Life

E-mail detailed CV in Word or PDF (not as a link) to [email protected] and indicate Reference CR1827 and your salary expectation. (Also forward a recent photograph and any Reference letters you might have from previous employers)

To apply for this job email your details to

Related Jobs
  • Kontak Recruitment

    Payroll Officer/Clerk (JB168) Parkmore, Sandton R15000 per month neg   Please read the advertisement carefully. We do not consider applicants who do not meet the minimum requirements.   Working hours: Mon – fri 08h30- 1
  • Kontak Recruitment

    Creditors Clerk ( Accounts Payable) ( JB192) Rietfontein, Pretoria R18 000 – R22 000 per month   A well-established company in the wholesale / retail packaging industry is seeking to appoint a Accounts Payable Clerk at our Rietfo
  • Execz® Executive Placements

    Location: Roodepoort   Duration: 3 Month contract period (permanency will be established within the company following the 3 month contract) Type of Business: Motor Vehicle Industry   Remuneration: R 8 000.00pm + C

Powered by Feedburner

Related Jobs
  • Kontak Recruitment

    UX UI Designer (JB138) Pretoria R45000 – R55 000 per month Responsibilities Problem Solving Recommend and execute improvements Client communicationContinuous professional development User Research: Identify what users use/ appeals to th
  • Kontak Recruitment

    Internal Retail Sales Consultant (JB189) Galleria Mall (KZN) R5000 per month plus comm   One of our large retail clients based are urgently in need of Retail Sales Consultants to start as soon as possible. If you thrive in retail sal
  • Kontak Recruitment

    Counter Sales Executive ( Motor Spares) (JB172) Edenvale R18000 per month CTC   Benefits: After successful probation period provident fund   Working hours: Mon – fri 08h00 – 17h00 Sat 08h00 – 13h00